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Manickalai Rajan

Core Organizer
Manickalai Rajan

I specialize in building and scaling product engineering teams that deliver AI-powered fintech platforms. With over a decade of hands-on experience across organizations such as IBM, ICICI, TATA AIG, and TATA-AIA, I have successfully led cross-functional engineering teams through complex initiatives — ranging from cloud-native payment systems and SaaS platforms to AI-driven solutions in Forex, remittance, lending, insurance, and digital commerce

What I bring to the table: → Product Engineering Leadership — I architect, coach, and grow high-performing teams across UI, Backend, QA, DevOps, and Data Engineering. I’ve taken products from 0→1 and scaled them through rapid growth. → AI & Cognitive Technology — I integrate AI/ML capabilities into fintech workflows: intelligent underwriting, fraud detection, conversational AI, and predictive analytics that drive real business outcomes. → Cloud & Platform Architecture — Deep expertise across AWS, Azure, GCP, and hybrid cloud environments. I design scalable, resilient platforms built for millions of transactions. → Fintech & Payments Domain — Hands-on experience with payments infrastructure, BNPL, ONDC, and digital lending ecosystems across India’s rapidly evolving financial landscape. → Startup Building & Advisory — As Founder of Lemuria and advisor to early-stage startups, I help founding teams make the right technical bets, hire smart, and build engineering culture from day one. My tech stack runs deep: Hybrid Cloud | ONDC | Cognitive technology | SaaS | ELK Stack | Payments | Fintech | Agripreneur | GenAI/LLMs

I’m passionate about the intersection of AI and financial services — where intelligent systems meet real-world impact at scale.

Always happy to connect with founders and tech folks in fintech or startups—whether you’re scaling engineering teams or exploring how AI can elevate your product.